We Indian’s in our DNA have it deep rooted the two fundamental ideologies. 1) Save for the rainy day, have a certain portion of money kept aside for unseen eventualities of life. 2) The pride in ownership which comes right from the ancestral days passed from one generation into the other which runs right into your system, “Owning your own house.” This in turn gives two aspects a) Sense of security & b) Safety of a roof over ones head which guarantees the path in the future.